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California Dream For All! Down Payment Assistance Program 20% Quick Guide

  The Dream For All Shared Appreciation Loan is a down payment assistance program for first-time homebuyers to be used in conjunction with the Dream For All Conventional first mortgage for down payment and/or closing costs. Upon sale or transfer of the home, the homebuyer repays the original down payment loan, plus a share of the appreciation in the value of the home.  Ca...

Top 4 Reasons Buyers Are Saying "Not Yet" to Homeownership

The real estate market is experiencing a fascinating paradox. Inventory is up in many areas, yet buyer activity remains sluggish. Why? New research sheds light on the top 4 reasons buyers are hesitant to jump into homeownership right now. 1. High Mortgage Rates Still Reign Supreme: While slightly down from their peak, mortgage rates hovering around 7% continue to be a major deterrent. T...