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Rising mortgage rates have clearly defined the 2022 housing market. With interest rates rising due to the Federal Reserve's Response to inflation- it has undoubtedly reduced housing affordability. But, because the rate increase had occurred during a highly competitive market with very little inventory and record high home prices, this has been the silver lining of the housing market as a wh...
If you’re a young adult, you may be thinking about your goals and priorities for the months and years ahead. And if homeownership ranks high on your goal sheet, you’re in good company. Many of your peers are also pursuing their dream of owning a home. The 2022 Millennial & Gen Z Borrower Sentiment Report from Maxwell says: “Many young adu...
The Dream For All Shared Appreciation Loan is a down payment assistance program for first-time homebuyers to be used in conjunction with the Dream For All Conventional first mortgage for down payment and/or closing costs. Upon sale or transfer of the home, the homebuyer repays the original down payment loan, plus a share of the appreciation in the value of the home. Ca...
Hope you’ve been well! I wanted to write you with some exciting news that you likely aren’t seeing in the headlines. You’ve no doubt heard a lot of talk about a housing market crash on the horizon to rival the events of 2008. It’s all over the news. But it’s also not exactly the story… in fact, it’s not even close. There w...
